What Life Insurance Does NOT Cover Life insurance is a great option for individuals to consider purchasing to have money leftover for their beneficiaries. Unfortunately, however,...
Term Life vs. Whole Life Insurance There are two main types of insurance – term and whole life. Term life insurance is easier to understand and...
Burial (Final Expense) Insurance Explained Funeral costs are a sudden and final expense that no one can escape. The wise among us plan for this...
Borrowing from a Life Insurance Policy: Taking Cash Value Because whole and variable life policies are not cheap, many people who are considering getting coverage may wonder if the...
Pre-Need Plan vs Final Expense Insurance: Whats the Difference? Pre-planning your funeral allows you to document the end-of-life wishes for your funeral and burial or cremation and make the...
No Medical Exam Life Insurance: What Is it? Most people invest in life insurance to secure the financial status of their families after their death. It is understandable...
Joint Life Insurance: What is it? Life insurance purposes range from helping individuals plan proper burial for building parents’ and spouses’ financial assets for their survivors....
Life Insurance for Children: Should You Buy? Should I purchase a life cover for my son/daughter? It is a common question many parents struggle to answer. Securing...
What is a Contingent Beneficiary? And Why is it Important? Whether it’s a life insurance policy, a personal savings account, or an employer-offered retirement account, designating a beneficiary is a...
Do You Need Life Insurance? 10 Different Situations You Can Use Life Insurance Life insurance policies protect your financial dependents by paying a death benefit to your beneficiary(s), and, for some, it’s also...
Top 62 Life Insurance Companies: A Growing List We aren’t aiming to create the largest directory of life insurance (that would be madness). We’re hoping to put together...
The Impact of Smoking on Your Life Insurance Rates Individuals who smoke often notice that insurance charts often give a higher rate for life insurance coverage. This may seem...