Auto | Insurance Explainer

What’s the Difference Between Auto Comprehensive & Collision Insurance?

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It can be challenging to make sense of auto insurance jargon, but it’s important to understand your coverages, so you know what to expect when the unexpected happens. One common question that many car owners have is: what’s the difference between collision and comprehensive coverage? The difference is in the details Collision insurance is what you …

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5 Factors Which Influence Car Insurance Rates

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Car insurance is not only vital but also a legal requirement for every car owner. If you are shopping for car insurance, it is crucial to understand the factors that come into play when purchasing car insurance. This will help you reduce the amount you pay for your coverage and other deductibles. Factors that Influence …

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How Far Ahead Should You Buy Car Insurance?

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If you are looking to get the best car insurance deal, then timing is everything. This is because car insurance does not have an open period for enrollment; nonetheless, this is not like retail shopping where you would expect last-minute deals and sales. When is the best time for car insurance shopping? The perfect timing …

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What is a Car Insurance Broker?

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Picture this. You spot some policies online, compare their rates, and pick one that fits your bill. But, did you read and understand the rules for each plan? Indeed, this nitty-gritty matters in the long run. Then, why not leave it to the experts? Engage a car insurance broker. Huh? The Definition A car insurance …

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Copay vs. Deductible: What’s the Difference?

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Copays and deductibles are both payments made to an insurance provider. They are features of insurance plans, but deductibles and copays differ regarding the amount and frequency of payment for the insured. What are Copays? A copay, also known as a copayment, is a fixed amount an insured person must pay to a medical provider …

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Does Car Insurance Cover Hail Damage?

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With changing seasons come changing weather. Warmer months bring more storm systems. More storm systems create more severe weather which could impact your belongings such as your vehicle. It is important to ensure that your car is covered by damages that may occur due to severe weather threats such as hail. What Types of Car …

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How Far Back Do Car Insurance Companies Look Back?

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Insurance and Your History Car insurance companies take a client’s history seriously. This can be great for those with sterling driving records. But, it can be an issue if you’ve had an accident or ticket. Legal Implications of Insurance and Their Access Insurance is mandatory in nearly every state. There isn’t any getting around that. …

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Can You Cancel an Auto Insurance Claim?

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Auto insurance protects you from mistakes, both your own or someone else’s that happen to involve you. But not all claims with your carrier end up being worth it. So can you “Can you cancel an auto claim?” How Insurance Logs Your Claim Yes, you can cancel a claim, meaning that you don’t receive any …

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