Homeowners insurance articles, videos, and guides.
Mortgage disability insurance is a type of coverage that you take when you become disabled as a result of an accident or illness. Typically, it takes care of your monthly mortgage payments, either wholly or partly. It is also known as mortgage payment protection insurance, and it will ensure you for a specific time when …
Is Homeowners Insurance Required? Unlike auto insurance, there are no legal requirements for you to have homeowners insurance in all levels of government. However, there are many benefits of having a valid and adequate homeowners insurance. It Will Be a Requirement by Your Mortgage Lender Nowadays, most mortgage lenders demand proof of insurance during loan …
Unfortunately, its an experience that has happened to far too many homeowners. You look around your house one day, and you see it: The telltale signs of massive termite damage. Depending on the degree of the damage, you may need to get some extensive repairs done, and that begs the question: Does homeowner’s insurance cover termite damage? Termite …
Inspections for homeowner’s insurance can help you get lower property coverage requirements based on expert evaluations. Lenders also recommend prospective homebuyers have an inspection before purchase to protect themselves. You are most likely to get homeowner’s insurance without inspection for homes less than 25 years old and new constructions. Insurers Inspect to Minimize Their Risks …
Can You Get Homeowners Insurance Without An Inspection? Read More »
Can you differentiate between Homeowners Insurance and Dwelling Policy? Buying a home is an expensive investment. Therefore, having insurance is a prudent method of protecting your property. Not only do the mortgage companies require coverage, but you will also get peace of mind in case of a disaster. With the two central insurance policies available …
Homeowners Insurance vs. Dwelling Insurance: What’s The Difference? Read More »
The United States has many different home insurance companies. Given the variety of coverage options and rates offered by insurers, no single home insurance company will be the best fit for everyone. We’ve provided a list of insurance companies so you can find what you are looking for – cheapest rates, most stable, best customer …
Top 44 Homeowners Insurance Companies: A Growing List Read More »
What Are Homeowners Insurance Policy Endorsements? Homeowner’s insurance policy endorsements are simply changes to standard homeowners’ policies. Even though homeowner’s insurance policies are designed to protect a person’s possessions, they are not all created equally. This one reason is why endorsements are so important. They guarantee more protection. They are often referred to as riders …
Homeowners Insurance Endorsements: Explained and Common Examples Read More »
What factors impact home insurance rates? Location, condition, claims history and more.
4 events homeowners Insurance does NOT cover The standard policy for homeowner’s insurance will cover many different potential events that happen to your home, but there are also a few vital exclusions to consider. It’s essential to review your homeowner policy so that you are informed about what is covered and what is not covered …
What is Extended Replacement Cost (Homeowner’s Insurance) Extended Replacement Cost is an additional coverage option on your homeowner’s insurance. If your home is damaged, extended replacement cost provides coverage for your home to be rebuilt or repaired to its condition before the damage, even if if the cost to replace the house itself is more. …
