Homeowners

Homeowners insurance articles, videos, and guides.

Is Homeowners Insurance Required?

Is Homeowners Insurance Required?  Unlike auto insurance, there are no legal requirements for you to have homeowners insurance in all levels of government. However, there are many benefits of having a valid and adequate homeowners insurance.  It Will Be a Requirement by Your Mortgage Lender Nowadays, most mortgage lenders demand proof of insurance during loan …

Is Homeowners Insurance Required? Read More »

Can You Get Homeowners Insurance Without An Inspection?

Inspections for homeowner’s insurance can help you get lower property coverage requirements based on expert evaluations. Lenders also recommend prospective homebuyers have an inspection before purchase to protect themselves. You are most likely to get homeowner’s insurance without inspection for homes less than 25 years old and new constructions. Insurers Inspect to Minimize Their Risks …

Can You Get Homeowners Insurance Without An Inspection? Read More »

Homeowners Insurance vs. Dwelling Insurance: What’s The Difference?

Can you differentiate between Homeowners Insurance and Dwelling Policy? Buying a home is an expensive investment. Therefore, having insurance is a prudent method of protecting your property. Not only do the mortgage companies require coverage, but you will also get peace of mind in case of a disaster. With the two central insurance policies available …

Homeowners Insurance vs. Dwelling Insurance: What’s The Difference? Read More »

Homeowners Insurance Endorsements: Explained and Common Examples

What Are Homeowners Insurance Policy Endorsements?  Homeowner’s insurance policy endorsements are simply changes to standard homeowners’ policies. Even though homeowner’s insurance policies are designed to protect a person’s possessions, they are not all created equally. This one reason is why endorsements are so important. They guarantee more protection. They are often referred to as riders …

Homeowners Insurance Endorsements: Explained and Common Examples Read More »