Homeowners insurance articles, videos, and guides.
A home is arguably the most significant asset an individual will invest in. Therefore, most homeowners will enact numerous measures to ensure the structure, those residing inside it, and the possessions of said individuals are as safe and secure as possible. Two such measures include home insurance and home warranties. Though both instruments can prove …
Home Warranty vs Home Insurance: Whats The Difference? Read More »
Insurance premiums are based on market risk. Statistics are the empirical sovereign of these decisions. Hence, many factors are going to come into consideration when it comes to determining your homeowner’s insurance policy premium. Believe it or not, dog breeds are a finite factor. Be prepared with this information when shopping for insurance or for …
Top 10 Dogs Breeds Restricted By Homeowners Insurance Policies Read More »
Ways to save money on homeowners insurance Buying a home is the most important financial investment most people will make in their lifetime. Homeowners realize the importance of protecting their investment by making sure that they carry comprehensive insurance. Even though premiums may be high, there are ways to reduce the cost. Raise Deductibles Policies …
Yes, your foundation – just like any other part of your home is covered by homeowners insurance. However, contrary to other parts of the home, most of the causes of damage to your foundation are not included in the standard policies. It’s essential to understand various things that result in foundation damage to know which …
Foundation Repair: Covered By Homeowners Insurance? Read More »
Copays and deductibles are both payments made to an insurance provider. They are features of insurance plans, but deductibles and copays differ regarding the amount and frequency of payment for the insured. What are Copays? A copay, also known as a copayment, is a fixed amount an insured person must pay to a medical provider …
While not legally required, homeowner’s insurance covers the repair or replacement of a home, including items not attached to the home (i.e. furniture, jewelry, and other valuables). It also covers threats such as lightning or wind damage, burglary, and vandalism. In general, only the homeowner can file claims for compensation under this type of insurance …
What Happens to Homeowner’s Insurance When a Person Dies? Read More »
