Disability Insurance vs. Worker’s Compensation: What’s the Difference?

Workers Compensation vs Disability Insurance

When you get injured at work due to your company’s negligence, then you’d expect to receive compensation for it. But what happens if you got a severe injury outside of your job? Understanding the differences between disability insurance and Worker’s compensation can help you know what coverage you have. Coverage Differences On the surface, Workers’ …

Disability Insurance vs. Worker’s Compensation: What’s the Difference? Read More »

Is Homeowners Insurance Required?

Is Homeowners Insurance Required?  Unlike auto insurance, there are no legal requirements for you to have homeowners insurance in all levels of government. However, there are many benefits of having a valid and adequate homeowners insurance.  It Will Be a Requirement by Your Mortgage Lender Nowadays, most mortgage lenders demand proof of insurance during loan …

Is Homeowners Insurance Required? Read More »

Can You Get Homeowners Insurance Without An Inspection?

Inspections for homeowner’s insurance can help you get lower property coverage requirements based on expert evaluations. Lenders also recommend prospective homebuyers have an inspection before purchase to protect themselves. You are most likely to get homeowner’s insurance without inspection for homes less than 25 years old and new constructions. Insurers Inspect to Minimize Their Risks …

Can You Get Homeowners Insurance Without An Inspection? Read More »

General Liability Insurance Explained

General liability insurance is also commonly referred to as “business liability insurance” or “commercial general liability insurance.” The policies offer protection if someone sues you for property damages and bodily injuries. Most insurers allow policyholders to choose between having standalone plans or bundling it with a business owner’s policy (BOP).  For businesses, you can purchase …

General Liability Insurance Explained Read More »

Liquor Liability Insurance Explained

What is liquor liability insurance? Liquor liability insurance serves an important layer of protection in many other business operations out there right now. What does this type of insurance offer its subscribers, and what kinds of companies are typical buyers?  Provided Protections Against Lawsuits Unlike most other kinds of insurances, liquor liability insurance uniquely protects …

Liquor Liability Insurance Explained Read More »